Your money has a job.
It isn't doing it.
A savings account holds your money still. A liquid fund puts it to work every day — and you can still take it out whenever you want.
One holds your money.
The other works it.
Money in a savings account stays exactly where you left it. Money in a liquid fund is put to work every day it sits there, and it is still yours to withdraw the same day.
Figures shown for comparison only. The savings rate is the interest rate declared by HDFC Bank and is set by the bank. The liquid fund figure is the past return of Aditya Birla Sun Life Liquid Fund (Regular plan, Growth option) and is not a promised or guaranteed rate. Past performance does not indicate future results. Returns depend on the market and are not guaranteed. Mutual fund investments are subject to market risks; read all scheme related documents carefully.
Three steps.
Under two minutes.
Where your money sits, what you're building toward, and how much you want to put aside.
One 6-digit code, then your PAN exactly as printed on the card.
One rupee from the account you'll invest from proves the account is yours. It is refunded usually within 24 hours, always within 48.
The ₹1 is a verification charge, not an investment and not a deposit. Completing it does not open an investment account.
What is a liquid fund?
A mutual fund that holds very short-term debt. It is built for money you may need soon — the kind that usually sits in a savings account doing nothing.
Is my money locked in?
No. There is no lock-in and no notice period. You withdraw when you want, and it returns to the same bank account it came from.
What is the ₹1 for?
It proves the bank account belongs to you. This is a verification, not an investment.
When does it come back?
Usually within 24 hours, always within 48. To the account it came from.
Is my data safe?
Your PAN is encrypted at rest and never shown back in full. Codes are stored only as hashes. Every byte of customer data stays in India, and none of it is sold or shared.
When do you launch?
MaxiMoney LF is not live yet. Verifying now puts you at the front of the queue for the day it is.
Two Chartered Accountants,
one side of the table.
MaxiMoney LF is built by the team behind MaxiMoney, the personal finance co-pilot. Every savings figure the company publishes is verified against real, disbursed cases.
Chartered Accountant · SRCC, Delhi University. 10+ years across investment, consulting and finance — including BCG and Peak XV. Suraj has spent his career on the other side of the table, seeing exactly how banks price loans and how much room there really is in every rate.
Chartered Accountant · SRCC, Delhi University. Second-time founder — scaled a consumer product to 5 million+ users. 10+ years across product, operations and marketing, with time at Goldman Sachs, EY, BCG, Warburg Pincus and TrueFan AI. Nevaid builds the product and the machine behind it.